Terms and Conditions of Use
Last updated: November 6, 2026
1Identification & Acceptance
These Terms and Conditions govern access to and use of the Finzen mobile application and official website (https://finzen.app).
Service Provider: [LEGAL NAME / ENTITY NAME — Pending completion by owner]
Tax ID: [TAX ID / CIF — Pending completion by owner]
Address: [REGISTERED ADDRESS / COUNTRY — Pending completion by owner]
Contact Email: hello@finzen.app
By downloading, registering, or using Finzen, you agree to these Terms and our Privacy Policy.
2Service Description & Important Notice
Finzen is a personal productivity tool for manually tracking income, expenses, category groupings, and recurring budget items.
IMPORTANT NOTICE: No Banking or Financial Advice
Finzen IS NOT a bank, credit institution, regulated investment firm, or payment gateway.
Finzen DOES NOT provide financial, investment, tax, or legal advice. The summaries displayed are for your personal organization only. Any financial decisions are made at your own sole responsibility.
3User Accounts & Security
- You agree to provide accurate information and maintain confidentiality of your credentials.
- You are solely responsible for activities performed under your authenticated account.
- Notify us immediately of any suspected unauthorized access.
4Intellectual Property
All rights, source code, logos, visual designs, trademarks, and content regarding Finzen are the exclusive property of Finzen or its licensors.
5Limitation of Liability
To the maximum extent permitted by law, Finzen is not liable for personal savings decisions or errors in amounts entered manually by the user.
Applicable Law & Contact
These terms shall be governed by the laws of [APPLICABLE COUNTRY / JURISDICTION — e.g. Spain].